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![SBI-Logo-RGB-web-trans.png](https://static.wixstatic.com/media/5fdf89_1cafee0b536f4a5db48f0d5413673dcf~mv2.png/v1/fill/w_600,h_180,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/SBI-Logo-RGB-web-trans.png)
The Process
![Apply-online.jpg](https://static.wixstatic.com/media/5fdf89_268333f3c6034d30999d498e4a2febe6~mv2.jpg/v1/fill/w_56,h_56,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_avif,quality_auto/Apply-online.jpg)
Apply
Online
Submit application online. SofaBurn Inc will contact you within five business days to schedule time to talk specifics.
![session-w-sbi.jpg](https://static.wixstatic.com/media/5fdf89_984c309322b64aeb97bb6d18e382cb79~mv2.jpg/v1/fill/w_56,h_56,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_avif,quality_auto/session-w-sbi.jpg)
Session
with SBI
A SBI volunteer will set up time to understand more about your situation and identify ways to address costs.
![reduce-expenses.jpg](https://static.wixstatic.com/media/5fdf89_6f206ed255d0402c9b2e03494de7108b~mv2.jpg/v1/fill/w_56,h_56,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_avif,quality_auto/reduce-expenses.jpg)
Reduce
Expenses
While application is reviewed, SBI volunteer will work with you reduce and manage expenses.
![update-decision.jpg](https://static.wixstatic.com/media/5fdf89_14f4e5ba64f44fff93ef3cd4ff46d643~mv2.jpg/v1/fill/w_56,h_56,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_avif,quality_auto/update-decision.jpg)
Decision
Update
SBI Volunteer will let you know decision of application within ten business days and issue payment when appropriate.
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